Understand Your Credit Card Charges
Helpful Advice
Here are some tips to help you identify unknown charges:
- Check the merchant name on your statement.
- Search for the charge online to find more details.
- Contact your bank for additional information.
Still unsure? Use our search tool below to find and clarify unknown transactions.
What to Do If You Notice an Unknown Credit Card Charge
Discovering an unfamiliar charge on your credit card can be concerning. Follow these steps to resolve the issue quickly and effectively.
1. Review Your Recent Transactions
Check your credit card statement for additional details about the charge. Sometimes, merchant names may appear differently than expected.
2. Contact the Merchant
If you recognize the merchant but not the charge, reach out to them directly. They may provide more information or resolve the issue.
3. Check for Subscriptions or Trials
Unfamiliar charges often come from forgotten subscriptions or free trials that converted to paid plans. Verify if this applies to you.
4. Report Fraudulent Activity
If the charge is unauthorized, contact your credit card issuer immediately to dispute the charge and secure your account.
5. Monitor Your Account Regularly
Stay proactive by reviewing your credit card statements regularly to catch any unusual activity early.